Roots Investor Reviews

Join over 17,000 investors like Jon, Charlie, Vanessa, Boni, Jeff and Bill.  Get started with only $100 and own a piece of the only real estate fund that creates wealth for you and its renters.

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Roots Is Leveling The Playing Field

As long as the wealth gap keeps widening, generations of people are getting left behind. We can change that at Roots, and I feel like this might be the best team I've ever played on.
Dominique Wilkins
Investor and NBA Hall of Famer
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The best real estate investing concept

Roots is the single best real estate investment concept I’ve ever seen. Investors, renters, and the city of Atlanta all win big.
Ted Jenkin
National TV Money Expert
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I can call them and a real person answers the phone!

If you're considering investing and you also want to feel good about where you're investing, I'd recommend checking out Roots.
Lauren
Investor
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Wish I Had Roots 42 years ago!

I've been investing 10% of my paycheck for 42 years but I've never been able to invest in real estate confidently until Roots. It's low entry, has great dividend returns and appreciation, but it also helps the community.
Norm
Investor
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My highest performing investment

I thought it was really awesome how my investments could both help my grow my money and give back to other people. I'd never really seen something like that before.
Deana
Investor
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We love the social impact!

When looking to invest in real estate we found Roots. We love that Roots residents build wealth with us.
Cameron Hamilton
Investor
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I'm so thankful for this opportunity

During these two years, Roots has become my highest performing investment. This has given me the opportunity to make an impact and make money.
Jillian
Investor
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It makes me feel really good about putting my money there

I recently moved my 401k funds out of a volatile stock market and into Roots where I'm seeing more steady earnings.
Stephanie
Investor
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Win - Win

Roots let me invest in real estate without the headaches of having to manage my own property.
Casey
Investor
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Investing in Roots was an easy decision

Roots is a great opportunity to earn excellent returns while having a definitive, positive impact on people.
Ashton and Colin
Investor
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I want my money to help others and be invested wisely

With Roots I have the chance to help others with their housing and increase my chances of a healthy retirement one day.
Jeff
Investor
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Why choose between your beliefs and bank account?

In a world where it's nearly impossible to align my Christian values with my financial goals I felt so relieved to find Roots.
Dana L.
Investor

Roots Investment Community Fund

Updated Thu, July 10, 2025

Net Asset Value

$76,429,074.24

Total Return (7/1/21 - 7/10/25)

68%

Last 12 Months Return (7/10/24-7/10/25)

12.41%

Average Annual Return (7/1/21 - 7/10/25)

17%

Distributions Last Quarter

$769,256.59

Renters Saved and Invested

$1,053,347.96

Occupancy Rate

95%

Target Annual Returns

12-15%

FAQ

Here is a list of common questions and answers related to Roots

How long am I committed to the investment?

Although we recommend holding your investment for at least a year, we understand that things happen and offer liquidity each quarter. Please refer to our offering circular for full details.

How is the cost of each unit determined?

At the end of each quarter the fund evaluates its current Net Asset Value (NAV). This calculation is simple. We take the market value of all of the properties plus all accounts receivable and all cash on hand. We then subtract any debts and liabilities. After this calculation is made, we take the total NAV and divide it by the amount of outstanding units to get the unit price for the next quarter.

How does the unit price affect my returns?

Much like owning a single property, the value of that property can grow over time. Investing with Roots works in a similar way, however, instead of owning just one property, your investment is part of a diversified fund across all of our real estate. As the value of Roots' properties increases, so does the unit price. This increase in unit price helps grow the value of your investment.

How do the quarterly distributions work?

Each quarter, investors receive a cash distribution based on the income generated by the fund. While most of this income comes from rent, it may also include other sources like proceeds from a property sale. As a Real Estate Investment Trust (REIT), we’re required to distribute at least 90% of Roots' taxable income.

Investors can choose to reinvest their distributions to continue building their position in the fund or cash them out.

Please note: To be eligible for a quarterly distribution, your investment must be completed before the final month of that quarter. Investments made in the last month will begin earning distributions in the following quarter.

Do I have the option to make a recurring investment each month?

Yes, with the Roots investment platform you will have the option to set investments to recur either monthly or quarterly.

Is Roots a REIT?

Roots is a Reg A+ REIT. With a REIT, you can see returns both through the income generated by the properties you put money into and through the property’s value growing over time. All REITs are required to distribute 90% of its profit to shareholders. Some REITs pay you money regularly like Roots (in the form of dividends) and they allow you to spread your investment across several different properties, which lowers your risk. You can learn all about the world of REITs here >>

What markets are Roots properties in?

Roots is a portfolio of residential rental properties located in the greater Atlanta, GA and Augusta, GA markets. There are many reasons Atlanta is a great market for residential real estate investing, but the top three are: its population growth, its diverse economy, and the role that the film and television industry is having on people and industry moving into the city. You can learn more about the Atlanta real estate market here >>

How would Roots be affected by an economic downturn or commercial crash?

Although we don't have a crystal ball, we have incorporated some unique attributes to the Roots model and strategy that makes the fund extremely defensible in case of a downturn:

  • • Purchase Timing: Buying properties now, with cash, under market rates
  • • Property Type: SFR and small multi family (not commercial), all workforce housing
  • • Location: greater Atlanta market (a top market).
  • • Live In It Like You Own It™: aligns incentives of residents and investors.
  • • Debt ratio: Low leverage


You can read more about this here >>

Liquidity and Fees

We understand that things come up and you can request to cash out your investment at any time, up to $100,000 per quarter. Funds typically settle in 4–5 business days once approved. Each new investment has its own 12-month holding period. If you withdraw any portion of that investment before the year is up, a 8% penalty is applied. After 12 months, you can withdraw without penalty.

For each investment, we apply a small transaction fee to help cover processing costs: $5 for one-time investments and $3 for recurring investments. Other than that and the penalty, there are no fees to invest in Roots.

Investor Benefitsicon

Roots unlocks the benefits of owning real estate for as little as $100.
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Distributions

Rental income and other profits are distributed quarterly. You can take it out, or leave it in to grow.

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Diversification

Rather than being invested into a single property, your Roots investment is spread across the entire portfolio, lowering the risk and increasing the potential return.

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Appreciation

Your investment grows as the fund grows and appreciates over time, with no cap.

Your Investment Plan

01

Create an account

For the first time investing in a private REIT is only a few clicks away and open to anyone for as little as $100.

Create an account
02

Invest at your own pace

Fill out investor form and tax info, tell Roots how much you want to invest, sign paperwork and link bank account.

Create an account
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Witness the Impact

Watch your wealth grow as the renters accumulate wealth for being good tenants.

Create an account

Anyone can invest with Roots

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Low Fees

Only a $5 transaction fee to get started and no fees to cash out after the first year.

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Start with $100

Non-accredited and accredited investors can get started with only $100.

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Quarterly Liquidity

Roots offers investors liquidity every quarter, not common for private real estate investments.

Target Markets across the US

Starting in Atlanta and expanding across the South East, Roots is expanding quickly to bring our investors more properties in more locations.

Atlanta

222 Properties

Augusta

87 Properties

Nashville

Coming soon

Chattanooga

Coming soon

Birmingham

Coming soon

Greenville

Coming soon

Charleston

Coming soon

Charlotte

Coming soon

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Still have questions? Meet with a Roots partner on a live webinar!